When it comes to buying property, it isn’t as simple as handpicking a home that falls in line with your budget. In many cases, you must get “credit ready” before looking into various mortgage options.

To start off, you need to paint your borrowing history in a positive light so that mortgage lenders can work with you without hesitation.

Preparation is key to giving yourself the best chance of getting a mortgage and finding the best deal possible.

Many people missed to prepare and unfortunately in some cases fail to get the mortgage they want. Here are steps to help you prepare for a mortgage: